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Sales Tax

Recently the state of Arizona passed a new sales tax.  It will increase the tax on goods by 1% for "only" three years.  This will help cover the budget shortfall of $3 billion by hopefully providing $94 million in additional revenues.  Ignoring the problems with this like now that goods cost more people might buy less and the state doesn't get the money its needs what happens in three years.  If we are still short will we be willing to make the cuts then in order to live with out the taxes I doubt the schools, emergency personal and other agencies that get these benefits are willing to make those cuts.  If they are not willing to do the cuts now they will not do it in the future.  If the situation improves so that the state is now bringing in extra dollars do you think these same organizations are willing to give up the extra revenue?  I doubt it.  So basically 55% of the state voted for a permanent tax increase of 1%.  People do not realize the long term effects of the so called temporary tax increases.
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Jim's Avatar : My Nitpickery

Let me start by saying the story is excellent and that the graphics were incredible especially in 3D. There were three things that struck me though. First, if the mineral that was so valuable had to be mined why to strip mining if the metal is under the surface? We currently have technology to build devices to tunnel under the English Channel and build a six lane highway under the city of Madrid. Why not use minimal surface impact and get the metal in a way that prevents the aliens from stopping the humans. (I know it destroys the story but if the metal is so valuable hwy wouldn’t the corporation be that creative.) Second, why was Jack Sulley so cruel and allowed humans to stay after the corporation and mercenary defeated. Let me explain, humans cannot breathe the air on Pandora and not every human that remained had an Avatar to transfer to and the base on Pandora did not have the technology to create Avatars. Unless Jack allowed a group of technicians to remain with the supplies (for the rest of a humans natural life) to maintain the base, all those remaining humans will eventually die when the base life support systems fail. The Navi currently and have no interest in developing the technology to repair the base. Jack effectively sentenced the humans he allowed to remain to death. Third, what happened to the bacteria and viruses that humans’ carry and most likely the Navi. Why didn’t anyone get sick?  Why didn’t the human mercenaries recommend and use biological warfare? Release of the most common viruses and bacteria on Pandora would have caused a wide spread pandemic. The humans could have technically used science to protect themselves from Pandora’s virus and bacteria but the Navi have no such advantage. These are the things that stuck out to me as odd.
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Let Freedom Ring

An interesting Post I found from my Uncle.
To My Birth-right Brothers and Sisters of America
Let freedom ring

The lernaean hydra of the second labor of Hercules is a fitting metaphor of the recent ascendancy of the peevish cry for political change. A litany of woes and horrors ranging from global warming through equal housing and economic crash unto health care access, have combined their naive and screeching voices, through the ubiquitous pandering of a defunct and sterile socialism, to usher in a utopian state-ism. The political promises of our recently elected priesthood of divinized statehood mesmerized the cowering populous seeking deliverance from this multi-headed dragon so poised all around to devour their lives as soon as they might venture out on their own. And so fooled, having only their freedoms to exchange for safety, they sought the comfort of big-brother, selling their birth rights, ballot for ballot-- over half their brother’s wishes, for this usurping red pottage. In this way was the battle for change engaged. We are, now, all after the looping of heads. Not voting for it, regardless, we are in for the tyranny of the majority, for our basic legal protection of the constitution is also at issue. Be not deceived: it is never the majority in the end, but rather the most miserable of the elite.

So, we ask, why the dragon of Lernaea? It possessed the unique ability to re-grow its nasty heads, two in the place of one, doubling its powers through the vary assaults laid against it. Housing solution policy brought about the multi-financial crisis, as the bailouts and interventions will themselves bring in their twofold nasty heads. Global warming solutions, ill-conceived blows to begin with, are bringing in their replacement heads. Now health care is being tilted by our Don Quixote’s. You think you had threatening heads before? Wait till you see what fallows this. Wake up my constitutional democratic republican brothers and sisters. Socialism possesses not the flame of freedom by which our forefathers seared the necks as the heads were lopped. Prosperity through private enterprise laid these heads to the ground, and small but well aimed government applied the flame of freedom to the severed necks to staunch their vile regenerations. Government is your servant, not your Lord. It is in the Herculean free market, in which you are called to venture life, liberty and the pursuit of happiness, that you will find your solution grounds. Let not your servants rule over you, sovereign lords, and my brethren. The next ballots are lying at your fingertips. Repent and cast out these usurpers and relight the flame of freedom. To error once is human, but to error twice alike is stupid. Bring not my bones into this Godless grave, but light up that city on the hill and let freedom ring.

God bless you my fellow Americans, Dan Gillespie Blaine
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Why the Public Option is a bad idea.

1) It will cost more than any estimate makes it first appear. (Additionally if we need this kind of reform now, why wait three to five years to start it after using those years to tax everyone more.)

2) It will destroy the private insurance companies that will but several million people out of work; some will be rehired by the government. (The private health insurance companies will go out of business due to the government of standardizing our health insurance and the fact that the public option will be able to get additional money from the tax payers every year it does not break even.)

3) Once the private companies are out of business health insurance costs will increase anyway or at least our taxes because one seventh of the economy has been transferred to the government. The government does not add to anything to the economic pie. (The power to tax is the power to destroy)

4) Once the government runs our health insurance what is to say they do not have the right to determine how we live in other areas such as what we eat, who we marry and who gets to have kids. These things all relate to our health so the government will have a right to dictate them.

I have proposed other solutions to the Public option that will lead to lower health costs and lower health insurance costs in earlier posts.

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Three reforms that can be done now that will not cost the taxpayers a dime

I do not believe that anyone thinks that the healthcare system does not need reform.  My major opposition with reform currently coming out of Washington DC is that it will eventually lead to higher taxes in the future.  My suggestion is why not try methods to reform that will not cost the government anything first and look at other solutions later.  Some of these I have mentioned previously.

1. Allow health insurance to be purchased over state lines - this will increase competition and reduce prices.

2. Allow health insurance to be fully customizable - this will increase competition and allow people to buy the insurance that they need not what someone else thinks they need.  This will enable pre-existing conditions to be covered because the person buying the insurance will just pay more just in case.

3. Require Doctors to display prices if no insurance is used - Insurance private or public requires paper work and negotiation this requires doctors to hirer a person just to process the paper work and in turns causes prices to increase.  If no insurance is used it saves the doctors money and the patient money as well.  This will promote the use of health savings accounts and lead to lower insurance costs for bigger procedures.

My question to you is there any thing else that can be done that does not require increased payment by the government or taxpayers?

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Healthcare & Christian Responsibility

Recently our President attempted to couch the healthcare debate in such a way that he implied that it is a Christian’s responsibility to support universal healthcare. He used line such as “our brother’s keeper” and taking care of the poor. I agree with his point but I disagree with the conclusion. I see no where in the scripture where Jesus or the prophets told the Jews or the Christians to give to the government to give to the poor and care for the sick. I do see many places were he told individuals and the church to care for the poor and sick. I would think it would be a huge moral failure of the Church to back away from its duty and hand the responsibility to the government that is shown to be uncaring in how it handles the poor as a number to be eliminated versus the Church which see the poor and people who need a savior. The Church and individual Christians could take advantage of the fact that not all people have health care and provide for the sick and not only minister to the body but to the soul as well.
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Healthcare reform in 250 words or less

I think that effective health care reform should consist of the following:

1. Tort reform it is estimates the malpractice cost for doctors between insurance and payout runs at about 20-30% of the total cost including the required defensive medicine that doctors have to practice.

2. Allow medical insurance to be 100% tax deductable to individuals and allow for medical savings plans to be 100% deductable as well, that will increase competition for business and encourage people to buy it even when there job doesn't provide for it.

3. Allow insurance companies to sell across state lines; this will further increase competition and should lead to reduced costs as well.

4. Allow insurance plans to be fully customizable to the individual, though it means that not everything is covered it enables freedom of choice and will also further competition because companies can have a wide array of options or just specialize with single types of doctors and procedures to achieve economies of scale.

5. Require Hospitals and doctors to post the price of procedures if no insurance is used.  This will lead to increased competition between medical organizations and should lead to lower costs or people paying for procedures without using insurance and that will lead to lower costs as well.

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Individual Salvation = Heresy. Say Again?!!

A friebnd of mine heared a sound clip from the Episcopal General Conference currently being held in California. The clip was from Presiding Bishop Katharine Jefferts Schori’s opening speech at the conference during which she described the “great Western heresy” that was taking over the church.
At first, My friend figured she would talk about Gnosticism or the separation of “spiritual” and “non-spiritual” activities – but she didn’t talk about either one of those. Instead she defined the greatest heresy in church today is the notion “that we can be saved as individuals, that any of us alone can be in right relationship with God.”
 
I agree with his assesment  that according to the scriptures you can be saved as indiciduals and will refer to his blog for further commentary
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Inefficiencies in HUD accounting

I work in a Public Housing Authority and have noticed that HUD (Department of Housing & Urban Development) like to collect data from the Housing Authority, at least five different reports some monthly, and some annually. This data that is collect is housed in the software system and is then printed or converted to an electronic format and uploaded to a website but in at least four cases it is entered manually into the HUD system making it prone to error. I know what accounting systems are capable of now days and HUD says it wants data now and a bunch of other things but it is going about this the wrong way. I would like to propose a better solution all housing authorities should have one HUD generated software system that is maintained online that allows HUD central to get the data at any time. This will reduce errors on data entry and also enable HUD to get a clearer picture of what is happening in between housing authorities as well as in particular regions. It will also reduce audit costs when HUD does internal reviews because they can obtain some of the data they need before the audit team goes to the local housing authority. A typical cost for a housing authority to purchase a software system is at least $50,000 plus training costs, and annual maintenance costs, if the Housing Authorities had one standardized system, the overall procurement costs would go away and there would be reduced training costs and maintenance costs because of the only one over arching system. Other benefits might be increased ability to find fraud and also reduced chance of housing people removed from the program of legitimate reasons. In addition one standardized software system should also allow HUD to reduce it staff because of ease of capturing and processing data in the long term. This would not be an easy process but the software to do this is out there and the cost of not doing this now far outweigh the costs of ignoring the problem or putting the problem off.
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Cap & Trade and Public Housing

The government is proposing a massive change in our energy is taxed in hopes of getting more green energy. As some one who works in Government Housing I don’t like the bill because it can cripple us and the people we are suppose to help. The Cap and Trade bill will increase utilities cost and will increase the cost of living all around. This will require the Housing Agency to pay more in utility allowances costing the agency more money to house people meaning we will house less people and cost the government more to run. Whoever is developing this bill is only looking at one industry and not taking into account the impact on related industries. In addition if the changes go into effect the price of housing and apartments will go up in the area meaning the Housing Agency will have to pay out more for those aspects of our programs as well. The whole of Cap and Trade is really going to hurt the residents because of the increased energy costs, increased food costs, gasoline costs, and other necessities that the families need to thrive. My impression of Cap and Trade is like cutting of your nose to spite your face.
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Quote by Garrison Keillor

Recently I found this quote by Garrison Keillor as follows

"This is Democratic bedrock: we don’t let people lie in the ditch and drive past and pretend not to see them dying. Here on the frozen tundra of Minnesota, if your neighbor’s car won’t start, you put on your parka and get the jumper cables out and deliver the Sacred Spark that starts their car. Everybody knows this. The logical extension of this spirit is social welfare and the myriad government programs with long dry names all very uninteresting to you until you suddenly need one and then you turn into a Democrat. A liberal is a conservative who’s been through treatment."

I find this quote missing the point of being conservative.  Let’s look at the first part "This is Democratic bedrock: we don’t let people lie in the ditch and drive past and pretend not to see them dying." I don't see what democracy has to do with this hauling someone out of the ditch would be what I would classify as a morally correct thing to do and the humane thing to do.  "Here on the frozen tundra of Minnesota, if your neighbor’s car won’t start, you put on your parka and get the jumper cables out and deliver the Sacred Spark that starts their car. Everybody knows this." so he is saying we as individuals should help our neighbor.  I agree as a good neighbor I believe in helping my neighbors myself or through organizations I approve.  "The logical extension of this spirit is social welfare and the myriad government programs with long dry names all very uninteresting to you until you suddenly need one and then you turn into a Democrat."  I actually don't see the logical connection that Keillor claims I need to see, I see that we as neighbors should organize to support each other and help each other out.  Before the great depression none of these government programs existed to help out people and yet people were helped in fact during the great depression church giving increased to help out those less fortunate.  As a conservative and someone who works in a government program I have noticed great inefficiency and the inability to deliver on care or help because of red tape; red tape that usually doesn't exist in not-for-profits.  I would argue that every social service that the government currently provides could be done better to right people though a not-for-profit because a not-for-profit is motivated to perform and meet needs otherwise people will stop supporting it with donations.  The government could careless if funding starts running low it just raises taxes.  The government has no motivation to improve itself for efficiency and effectiveness. A conservative is a person who also believes in social program we just disagree on the method of delivery. I believe the not-for-profit sector is a better source than the government.

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Nukes and the Middle East

This past week the President told us that we would have to accept a "peaceful" Iran with nuclear power.  I find that outrageous as someone who grew up in the Middle East and it shows an extreme amount of naivety on the part of the President.  Iran may never launch nukes at us or Israel but I would not be surprised if they give it nuclear components to people who would like to see us or Israel dead.  In addition the leaders of Iran who view on the world is totally different from the western mindset; Iran being so close to have nuclear weapons could be too big of a temptation.  Let me explain the reason the reason we could rely on Mutually Assured Destruction (MAD) when we were dealing with the Soviets was because they viewed it as a loss when we died and they died as well, but when you have a culture that breeds suicide bombers and views it as a victory as long as the enemy is dead as well one cannot rely on MAD to work because they don't care if everyone in their county is exterminated as long as the opposing country is exterminated as well.  I don't want to live and have my children live in a place with that kind of threat and the President's unwillingness to take a hard line could cost millions of lives.

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Corporate Tax Myth & Corporate Tax Elimination

 Corporate taxes are a myth, a good business doesn’t pay taxes its customers do. This is an economic fact that has been iterated hundreds of times but people still don’t get it. Let me explain if I am a business and I want to make $100 dollars profit after taxes per unit I will make that money either by raising my price or lowering my costs no matter what the tax rate is as long as it is not 100%.

A corporation is not an end user of the government like an individual and corporations are made up of individuals so the best way to tax a corporation is not to tax it at all. It is better to tax the employees and the people who receive dividends from the corporation. If the United States of America was to eliminate Corporate Taxes the following could occur: increased employment due to lower corporate overhead, lower prices to consumers because corporations will be trying to be more competitive than other business, more business remaining in the United States instead of relocated abroad because of the advantages of remaining in the United States, and more corporations from abroad relocating to the United States because of the more favorable tax rate. The catch is how to allow this without leading to abuse of the system. I propose the following corporate income and balance sheets must still be submitted to the IRS or SEC in order to verify that the Corporation is a Corporation and not an individual claiming to be a Corporation to avoid taxes. People committing fraud should be subject to taxes and penalties at double the highest individual tax rate. The associated costs for the IRS and corporations should be significantly less than what we are currently doing and will lead further productivity in the economy.

A major concern with eliminating corporate taxes would be concern about the loss of corporate tax revenue. I believe that this revenue would be recovered and exceeded by the increased personal income tax collection due to the higher employment rate inside the United States. In addition if the United States was the first 1st world county to implement this strategy it would benefit from the full migration of the business to the United States because of its fully developed infrastructure and technology base.

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